this Blog is one of my dreams coming true and I hope that it I will help others to make their dreams come true;

please remember that the law often changes and the posts refer to the legal status at the time of writing;

do not treat the posts as legal advice, because they are only an indication of what general rules apply in the area I am describing, and they are not a comprehensive description of given problems (you would be bored);

remember, each problem needs to be looked at carefully and individually. It's like with a dentist: it all begins with telling the doctor: "I think we have a hole", than at the appointment anyway, the dentist has to rinse the tooth, sometimes take a X-ray picture to decide what treatment should be applied ;